Know what the next thirty years will cost.
Iron City Reserves gives HOA, condominium, and apartment owners in Allegheny County a component-by-component picture of what wears out, when, and how much to set aside for it.
- 10 yrs
- Financial planning for business
- 30 yrs
- Standard funding horizon modeled
- Allegheny
- County-wide service area
- 1 on 1
- You work directly with the analyst
A reserve study is a capital plan with a price tag on every piece of the property.
It answers two questions your board keeps circling: what are we responsible for replacing, and are we putting away enough money to do it without a special assessment?
The physical analysis inventories every common component — roofs, pavement, siding, elevators, boilers, pools, fencing — and estimates its remaining useful life and replacement cost in today's dollars.
The financial analysis takes that inventory and runs it forward against your current reserve balance and contribution, showing percent funded, cash flow year by year, and the contribution level that keeps you out of trouble.
The deliverable is a decision tool, not a binder that sits on a shelf.
Engineering-grade detail, finance-grade modeling.
Built on the numbers
A data science background and ten years of financial planning for business means the funding model behind your study is modeled carefully, not pulled from a template.
Local to Allegheny County
Western Pennsylvania weather, hillside sites, and older building stock shape how components age here. Your study reflects the market you actually buy in.
Written for a board
Every study comes with a plain-language summary a volunteer board can read in one sitting, plus the full component detail for the auditor and the lender.
Three property types, three different conversations.
The methodology is consistent. What changes is who reads the report and what they need to decide.
Homeowner Associations
Roads, roofs, siding, stormwater, and shared amenities across a whole community.
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Condominium Associations
Building envelope, elevators, mechanicals, and common elements under one budget.
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Apartment Complexes
Owner-side capital planning that supports underwriting, budgeting, and hold strategy.
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Owner · Reserve Study Professional
John LaGue
I started Iron City Reserves to bring real financial modeling to a document most associations treat as a compliance checkbox. My background is a degree in data science and ten years of financial planning for business — forecasting, capital budgeting, and explaining hard numbers to people who have to vote on them.
When you hire this firm, you get me on the site walk, in the model, and on the call with your board.
Ready to see what your community should be setting aside?
Send a few details about the property and I'll come back with a scope, timeline, and fee.